1. In the course of using this website or availing the services vide the online application forms and questionnaires, 'Society and its Affiliates may become privet to the personal information of its customers, including information that is of a confidential nature.
2. Manav Kalyan Credit Co-operative Society Ltd.' is strongly committed to protecting the privacy of its customers and has taken all necessary and reasonable measures to protect the confidentiality of the customer information and its transmission through the world wide web and it shall not be held liable for disclosure of the confidential information when in accordance with this Privacy Commitment or in terms of the agreements, if any, with the Customers.
3. All Information collected shall only be used to provide the Visitor with the best possible services.
4. Manav Kalyan Credit Co-operative Society Ltd.' will use the Information to improve the visitor experience on the site and make subsequent offers to the visitor on products which may be of interest to him / her.
5. Manav Kalyan Credit Co-operative Society Ltd.' also may disclose information about you as permitted or required by law.
6. At ' Manav Kalyan Credit Co-operative Society Ltd. ' we value your relationship and will at all times strive to ensure your privacy.
7. We only collect personal information that we believe to be relevant and required to understand your financial needs and to conduct our business.
8. We aim to keep your personal information on our records accurate and up to date.
9. Who is covered by this Policy:
(a) All visitors ("visitors") who visit the site http://www.mkccsl.com/ provide information to ' Manav Kalyan Credit Co-operative Society online are covered under this Policy.
Persons who may become members.
1. No person shall be admitted as a member of a multistate co-operative society except the following, namely:
(a) An individual, competent to contract under section 11 of the Indian Contract Act, 1872 (9 of 1872);
(b) any multi-State co-operative society or any co-operative society.
(c) The Central Government;
(d) A State Government;
(e) The National Co-operative Development Corporation established under the National Cooperative Development Corporation Act, 1962 (26 of 1962);
(f) any other corporation owned or controlled by the Government.
(g) Any Government company as defined in section 617 of the Companies Act, 1956 (1 of 1956);
(h) such class or classes or persons or association of persons as may be permitted by the Central Registrar having regard to the nature and activities of a multi-State co-operative society.
2. No individual person shall be eligible for admission as a member of a national co-operative society or a federal co-operative.
3. Any person eligible for membership of a multi-State co-operative society may, on his application, be admitted as a member by such society.
4. Every application for admission as a member of a multi-State co-operative society shall be disposed of by such society within a period of four months from the date of receipt of the application, and the decision of such society on the application shall be communicated to the applicant within fifteen days from the date of such decision:
Provided that if the application is not disposed of within the period aforesaid, or the decision is not communicated within a period of fifteen days of the expiry of the aforesaid period of four months, the multi-State co-operative society shall be deemed to have made a decision, on the date of expiry of such period, refusing admission to the applicant.5. It shall be the duty of every member of a multi-State co-operative society to promote and protect the interests and objects of such society.
1. Notwithstanding anything contained in any other law for the time being in force, if any dispute [other than a dispute regarding disciplinary action taken by a multi-State cooperative society against its paid employee or an industrial dispute as defined in clause (k) of section 2 of the Industrial Disputes Act, 1947 (14 of 1947)] touching the constitution, management or business of a multi-State co-operative society arises
(a) among members, past members and persons claiming through members, past members and deceased members, or
(b) between a member, past members and persons claiming through a member, past member or deceased member and the multi-State co-operative society, its board or any officer, agent or employee of the multi-State co-operative society or liquidator, past or present, or
(c) between the multi-State co-operative society or its board and any past board, any officer, agent or employee, or any past officer, past agent or past employee, heirs or legal representatives of any deceased officer, deceased agent or deceased employee of the multi-State co-operative society, or
(d) between the multi-State co-operative society and any other multi-State co-operative society, between a multi-State co-operative society and liquidator of another multi-State co-operative society or between the liquidator of one multi-State co-operative society and the liquidator of another multi-State co-operative society,
such dispute shall be referred to arbitration.2. For the purposes of sub-section (1), the following shall be deemed to be disputes touching the constitution, management or business of a multi-State co-operative society, namely:
(a) a claim by the multi-State co-operative society for any debt or demand due to it from a member or the nominee, heirs or legal representatives of a deceased member, whether such debt or demand be admitted or not.
(b) a claim by a surety against the principal debtor where the multi-State co-operative society has recovered from the surety any amount in respect of any debt or demand due to it from the principal debtor as a result of the default of the principal debtor, whether such debt or demand is admitted or not.
(c) any dispute arising in connection with the election of any officer of a multi-State co-operative society.
(3) If any question arises whether a dispute referred to arbitration under this section is or is not a dispute touching the constitution, management or business of a multi-State co-operative society, the decision thereon of the arbitrator shall be final and shall not be called in question in any court.
(4) Where a dispute has been referred to arbitration under sub-section (1), the same shall be settled or decided by the arbitrator to be appointed by the Central Registrar.
(5) Save as otherwise provided under this Act, the provisions of the Arbitration and Conciliation Act, 1996 (26 of 1996) shall apply to all arbitration under this Act as if the proceedings for arbitration were referred for settlement or decision under the provisions of the Arbitration and Conciliation Act, 1996.
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